Guides

Mortgage & protection guides

Clear, jargon-free answers to the questions we hear most — on mortgages, protection and home insurance. When you are ready to act, we are a call away.

Mortgages

A first-time buyer’s guide to buying your first home

Deposits, mortgages and the buying process, step by step.

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Mortgages

How much deposit do you need for a mortgage?

What you need, how it affects your rate, and how to build one.

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Mortgages

Fixed vs tracker mortgages, explained

The pros, cons and who each type of rate suits.

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Mortgages

Remortgaging explained

When it is worth switching, and how the process works.

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Mortgages

Getting a mortgage when you’re self-employed

What lenders look for and how to present your income.

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Protection

Do you need life insurance?

Who needs cover, how much, and the types available.

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Protection

Life insurance vs critical illness cover

Two very different jobs — and when each matters.

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Home insurance

Buildings vs contents insurance

What each covers, and whether you need both.

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Still have questions?

Guides are a great start — but nothing beats advice tailored to you. Book a free, no-obligation call.

Book a free call or call 023 8268 1111