There are several types of protection, and the right mix depends on you. We explain the options in plain English and recommend what genuinely fits.
A lump sum or income for your family if you die during the policy term — enough to clear the mortgage and keep life on track.
A tax-free lump sum if you are diagnosed with a serious illness the policy covers, giving you space to focus on recovery.
A regular income if you cannot work due to illness or injury, helping you keep up with the essentials until you are back on your feet.
We look at your mortgage, family and commitments to work out what would actually need covering, and for how long.
We recommend the right type and level of cover, explaining the trade-offs so you can decide with confidence.
We handle the application and any medical questions, and make sure your policy is set up correctly from day one.
“Wisely sorted our remortgage and life cover in a fortnight. They found options our own bank never even mentioned.”